Trauma insurance
claims lawyers

Trauma insurance cover and claims advice

Trauma insurance is often included as part of a superannuation or life insurance policy, and successful claims typically involve payment of a lump sum if you have been diagnosed with a health problem that's covered by your policy, such as a heart attack, cancer, multiple sclerosis (MS) and diabetes.

The definitions of disability, as well as other terms and conditions, vary between trauma insurance providers, and since you don't always get a copy of your policy you often won't be aware. That's why our experienced claims team can work through the fine print in your trauma insurance policy to help you get your full entitlements.

Why Maurice Blackburn?

Maurice Blackburn's trauma insurance claims lawyers are experts, and we understand the importance of having someone in your corner when you're taking on a well-resourced insurance company for a trauma insurance claim.

We offer 'no win, no fee'* arrangements for these types of cases, which means that you don’t have to pay for our legal services if we don't win. We have trauma insurance claims lawyers in Melbourne, Sydney, Brisbane, Perth, Adelaide, Darwin and throughout Australia. Contact us today to find out how we can help.

Frequently Asked Questions

Is my health problem covered under the policy?

You will need to check the definition section in the policy. Get legal help if you’re unsure about any of the fine print.

Are there any exclusions?

Yes, usually self-inflicted injuries and extreme sport injuries are excluded.

Can I have more than one policy?

Often trauma insurance policies are packaged as part of someone’s superannuation, so they may have more than one trauma policy if they have multiple super policies. It’s possible to claim against more than one trauma insurance policy.

What is my duty of disclosure?

Under some policies you have to tell your insurer about pre-existing health problems. If you don't, the insurer might try not to pay you—but often with help you can get them to pay.

When can I claim?

As soon as possible, but you may be able to claim even after a long time.

No win, no fee*

Our insurance claim lawyers are experienced in winning fair compensation for our clients on a no win, no fee basis.

Our fees and agreements

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