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Can include conditions such as anxiety, PTSD, depression, schizophrenia, bipolar disorder and more.

Thank you for your enquiry.

Based on the information you provided, we don’t think you have a superannuation insurance claim. Superannuation insurance including Total and Permanent Disability can only be claimed if you are unable to work due to injury or illness.

If you would like to discuss this further, please give us a call on 1800 196 050 to speak with a member of our friendly legal team.

‘Terminal’ is classified as a life expectancy of 24 months or less.

Head injury

Including brain injury

Arm injury

arm, shoulder wrist, elbow, hand / fingers

Leg injury

leg, hip, knee, ankle, foot

Thank you for your enquiry

We think we can help you. Please give us a call on 1800 196 050 for an obligation-free consultation with our friendly team. 

As your injury/illness has impacted your ability to work, you can likely make a super insurance claim. 

We can check what you’re entitled to with your super fund and can help you maximise your benefits. 

Thank you for your enquiry

We think we can help you. As your injury/illness has impacted your ability to work, you can likely make a super insurance claim. We can check what you’re entitled to with your super fund and can help you maximise your benefits. 

Please give us a call on 1800 196 050 to book an obligation-free consultation with our friendly team. 

In addition, based on your answers you might also have a road, work or public liability insurance claim. This is separate to your super insurance claim. 

Please ask about this when you call us so that we can assist.  

Thank you for your enquiry.

It can be difficult to successfully claim Total and Permanent Disability or Income Protection benefits while you are working. Usually, in order to make a claim through your insurance, you need to have stopped work due to illness or injury.

If you are having trouble continuing to work due to your illness or injury, or if you stop work in the future, please let us know on 1800 196 050 as you may still be able to make a claim.

Insurance cover

While you’re working, it’s important that you consider your current insurance coverage and make sure that you have insurance benefits through your super fund, so that you may be eligible to claim if you become unable to work in the future.  

This might include continuing to remain a member of any of your superannuation accounts that already have cover and making sure that your employer contributions continue to be paid.

Please note that obtaining or increasing your insurance cover can carry many issues, particularly if on the date you seek to obtain or change your insurance cover you:

  • are absent from work due to illness or injury;
  • have reduced hours or have restricted duties due to illness or injury; or
  • are in receipt of compensation payments (such as WorkCover, Centrelink Sickness Benefits / Disability Support Pension)

If you are unsure about your insurance entitlements, please contact us and we can investigate your current insurance cover and discuss how it can affect you.

Thank you for your enquiry.

It can be difficult to successfully claim Total and Permanent Disability or Income Protection benefits while you are working. Usually, in order to make a claim through your insurance, you need to have stopped work due to illness or injury.

If you are having trouble continuing to work due to your illness or injury, or if you stop work in the future, please let us know on 1800 196 050 as you may still be able to make a claim.

Superannuation insurance cover

While you’re working, it’s important that you consider your current insurance coverage and make sure that you have insurance benefits through your super fund, so that you may be eligible to claim if you become unable to work in the future.  

This might include continuing to remain a member of any of your superannuation accounts that already have cover and making sure that your employer contributions continue to be paid.

Please note that obtaining or increasing your insurance cover can carry many issues, particularly if on the date you seek to obtain or change your insurance cover you:

  • are absent from work due to illness or injury;
  • have reduced hours or have restricted duties due to illness or injury; or
  • are in receipt of compensation payments (such as WorkCover, Centrelink Sickness Benefits / Disability Support Pension)

If you are unsure about your insurance entitlements, please contact us and we can investigate your current insurance cover and discuss how it can affect you.

For work, road or public liability injuries

Based on your answers, while we do not think you have a super insurance claim at this time, it is worthwhile looking into whether you can access compensation through your work, road or public liability insurance provider. 

Form Title

We’re sorry to hear about your situation.

We think we can help get things moving for you very quickly. Please leave your details and a member of our friendly legal team will give you a call within 12-24 hours.  

If you need to speak with us sooner, please call us on 1800 196 050 to speak with a member of our friendly legal team.

Thank you

It looks like you might have a potential claim.

Please provide your contact information below and we will contact you within 24 hours (during our business hours 8am - 7pm AEST Monday-Friday) to discuss your options.

If you need to speak with us sooner, you can call us anytime on 1800 196 050

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