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Road injury compensation

Road injury

If you've been in an accident involving a vehicle, whether you're a driver, rider, passenger or pedestrian, you may be eligible to make a claim for compensation. This can help with treatment and expenses for both psychological and physical injuries.

Click here to find out if you have a claim.

We can't show certain information in Queensland due to local regulations.
For QLD-specific information, please select QLD from the drop down menu at the top of the page.

Road injuries we help with

We will proactively work to get your rehabilitation costs covered as soon as possible, working closely with your healthcare providers. We won't just tell you to keep the receipts for reimbursement - we focus on treatment for your injuries as first priority.

Understanding compensation for road accidents

Eligibility

You could be able to access compensation, no matter who's at fault. Your claim will depend on where the accident happened, and where your vehicle is registered.

Compensation benefits

Depending on the state where the accident happened, you could be eligible for financial support for medical expenses, loss of earnings and loss of super contributions. 

Time limits for claims

Time limits can be very strict and vary depending on the state, and who is injured or eligible to claim compensation. Time limits can start from just 28 days, so it's important to speak to a lawyer as soon as possible. 

Find out in minutes if you have a claim

Use our free online claim check to start your road injury claim assessment.


Types of cover by state

The compensation you may be eligible for will vary depending on where the accident happened, and where your vehicle is registered.

Each state and territory has different laws and road accident schemes.

VIC

Transport Accident Commission (TAC) insurance

TAC insurance in Victoria covers a number of accident types, including:

  • a driver or passenger of a vehicle injured in an accident regardless of fault
  • a pedestrian injured by a vehicle
  • a cyclist hit by a vehicle or hit by an opening door of a vehicle (‘dooring’)
  • a cyclist injured by taking evasive action to avoid being hit by a vehicle
  • a motorcyclist injured in an accident regardless of fault
  • a driver or passenger in a tram/bus/train accident
  • a driver or passenger injured because of a defect in the vehicle

NSW

Compulsory Third Party (CTP) insurance

CTP insurance in New South Wales is generally a ‘fault’ scheme. It covers a number of accident types, including:

  • a driver injured where another vehicle was at fault
  • a passenger injured in an accident with another vehicle
  • a passenger injured in a single vehicle accident
  • a pedestrian hit by a vehicle
  • a cyclist hit by a vehicle or hit by an opening door of a vehicle (‘dooring’)
  • a motorcyclist hit by a vehicle
  • a driver or passenger in a single vehicle accident caused by a defect in the vehicle, causing the vehicle to run out of control
  • children involved in accidents, and in some circumstances for medical expenses when they are at fault
  • medical expenses for blameless accidents, for example, circumstances where a driver suffers from a medical condition such as a heart attack or epileptic seizure or where an animal suddenly appears on the roadway

 

QLD & WA

Compulsory Third Party (CTP) insurance

CTP insurance in Queensland and WA is a ‘fault’ scheme unless you're very seriously injured. It covers a number of accident types, including:

  • a driver injured in an accident where the other vehicle was at fault
  • a passenger injured in an accident with another vehicle
  • a passenger injured in a single vehicle accident
  • a pedestrian hit by a vehicle
  • a cyclist hit by a vehicle or hit by an opening door of a vehicle (‘dooring’)
  • a motorcyclist hit by a vehicle, and
  • people injured when a vehicle cannot be identified or is unregistered
  • a person who witnesses one of these accidents
  • the dependants of someone who dies in an accident

 

ACT & SA

Compulsory Third Party (CTP) insurance

CTP insurance in South Australia and the Australian Capital Territory is a ‘fault’ scheme. It covers a number of accident types, including:

  • a driver injured in an accident where the other vehicle was at fault
  • a passenger injured in an accident with another vehicle
  • a passenger injured in a single vehicle accident
  • a pedestrian hit by a vehicle
  • a cyclist hit by a vehicle or hit by an opening door of a vehicle (‘dooring’)
  • a motorcyclist hit by a vehicle
  • a driver or passenger in a single vehicle accident caused by a defect in the vehicle, which caused the vehicle to run out of control

 

TAS & NT

Compulsory Third Party (CTP) insurance

CTP insurance schemes are in place in Tasmania and the Northern Territory. They are different in each location, but generally cover a number of road, motor vehicle, motorcycle, bicycle, public transport and motor vehicle accident types, including:

  • a driver or passenger injured where another vehicle was at fault
  • a driver or passenger injured in a single vehicle accident
  • a driver or passenger injured in a multiple vehicle accident where the driver is at fault
  • a pedestrian hit by a vehicle
  • a cyclist hit by a vehicle or hit by an opening door of a vehicle (‘dooring’)
  • a cyclist injured by taking evasive action to avoid being hit by a vehicle
  • a motorcyclist hit by a vehicle
  • a motorcyclist injured by taking evasive action to avoid being hit by a vehicle
  • a driver or passenger in a tram/bus/train accident
  • a driver or passenger in a single vehicle accident caused by a defect in the vehicle, which caused the vehicle to run out of control

 

It doesn't cost you anything to know where you stand 

1800 305 568
We take calls 24/7

Office locations

We’re here to help. Get in touch with your local office.

Select your state below

Our Canberra office is now closed, but our team continues to serve ACT clients and are available for phone and video appointments. If you need legal advice, please call us on 1800 675 346.

We have lawyers who specialise in a range of legal claims who travel to Tasmania. If you need a lawyer in Hobart, Launceston or elsewhere in Tasmania, please call us on 1800 675 346.