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AAI & MTA car dealer add-on insurance class action


This class action settlement is about AAI Limited, TAL Life Limited or MTA Insurance Pty Ltd add-on insurance policies purchased between 1 May 2006 and 30 June 2018 from a car dealership.

This webpage is the official source of information during the settlement administration process. You can verify any notice you receive about this class action settlement by checking this page.

Verification checks 

Legitimate notices from Maurice Blackburn about this settlement will always come from aai_addonclassaction@mauriceblackburn.com.au, donotreply@mauriceblackburn.com.au or ‘MBLawyers’ by SMS, and will contain links from our authorised domain mauriceblackburn.com.au.


The deadline to submit your bank details has now passed.

We are currently conducting verification checks, including checks required by law, before settlement payments can be made.

Some Eligible Group Members may be contacted and asked to provide additional information or documents to help us complete these checks.

If we need anything further from you, we will contact you directly. You do not need to do anything unless we contact you.

Once verification checks are complete, we will re-calculate compensation amounts based on the number of Eligible Group Members who have successfully claimed their compensation under the Settlement Distribution Scheme.

To allow our team to focus on completing this work as efficiently as possible, we are unable to respond to individual enquiries about claim status, compensation calculations or payment timeframes.

We expect payments to commence in late 2026 and continue into early 2027.

Payments will be staggered due to the volume of claims being processed.

We are unable to fast-track individual payments. 

search Have questions? Please read our FAQ guide before contacting us

What is the settlement administration process, and how did we get here? 

Settlement administration is a term used to describe the process of assessing claims and distributing settlement money to Eligible Group Members. 

Frequently Asked Questions

As we have collected all bank details, we need to conduct some important verification checks so we cannot make payments right away. We hope to commence making payments in late 2026. This is an estimate only, and it may take more time.

During the settlement administration, the settlement sum will be placed into an interest-bearing bank account. Any interest accrued forms part of the settlement sum.

The interest will firstly be used to pay settlement administration costs. Any remaining interest will be managed and distributed to eligible group members in accordance with the SDS.

Your Estimated Distribution Notice contains your individual estimated compensation amount. Depending on how many people claim their compensation amount, your actual compensation may vary slightly from your estimate. We have now collected all bank details. We are in the process of re-calculating the compensation before we make payments. You will be sent a remittance notice once we pay you, setting out your actual compensation amount.

Under the Scheme, the loss assessments and pro-rata distribution based on the loss assessments are final and binding, as they are calculated using a mathematical formula (which was approved by the Court) based on the claim data. This means that eligible group members are unable to review their loss assessment. 

Under the SDS, the claim data (being the information obtained from AAI about the products purchased by each eligible group member) is treated as final and binding. This means that eligible group members are unable to review their claim data. In very limited circumstances, an eligible group member may be able to request an amendment to their claim data – whether the amendment is accepted is at the discretion of the scheme administrator.

You will never have to pay out of pocket legal or administration costs to participate in the settlement. The Supreme Court of Victoria ordered that the following deductions be made from the $34m settlement sum:

  • Legal costs, calculated as 25% of the settlement sum ($8.5m)
  • Settlement administration costs (~$1.3m)
  • Reimbursement payment to the Plaintiff ($30,000)

The remainder of the settlement sum, more than $24m, will be distributed to eligible group members.

During the settlement administration, the settlement sum will be placed into an interest-bearing bank account. Any interest accrued forms part of the settlement sum. The interest will firstly be used to pay the Court-approved settlement administration costs. Any remaining interest will be managed and distributed to eligible group members in accordance with the SDS.

The Administrator reports to the Court every six months on the progress of the settlement including fees incurred and distributions made.

For a copy of the Settlement Approval Judgment and Orders see the ‘Key Documents’ section of this webpage.

The SDS was approved by the Supreme Court of Victoria as part of settlement approval.

The SDS establishes the procedures for distributing the settlement sum to Eligible Group Members.

A copy of the SDS is available here.

To request a copy of the ‘Confidential Annexures' to the SDS, click here.

The AAI & MTA Add-On Insurance Class Action was commenced on behalf of the plaintiffs and persons who purchased one or more of the following AAI Limited, TAL Life Limited or MTA Insurance Pty Ltd add-on insurance policies 1 May 2006 and 30 June 2018 at or around the time they purchased a vehicle from a dealership:

  • loan protection insurance issued by AAI, SLSL or MTAI;
  • equity or equity plus insurance issued by AAI or MTAI;
  • cash benefit insurance issued by AAI or MTAI
  • extended vehicle warranty insurance issued by AAI or MTAI; or
  • tyre and rim Insurance issued by AAI or MTAI.

The class action sought damages to compensate each group member.

If your email address or mobile number has changed, please fill out the form here.

We will update your details in due course. It may take some time to process your request. Continue checking your existing contact information in the meantime.

We rely on electronic processes to efficiently administer the settlement. If you have not provided an email address or mobile but you have provided a postal address, we will send you notices by post. However, you will still need to use our electronic platform to provide your bank account details as we cannot collect them any other way. There may also be an additional delay for you in receiving notices from us. Please note that deadlines will not be extended.

We strongly encourage you to provide an email address and a mobile number using the webform available here.

If you do not have a previous email address to enter, you can enter a dummy email address in the ‘previous email address’ field, such as ‘email@email.com’