Car loan flex commissions class actions

Westpac & St George Flex Commissions Class Action and Macquarie Leasing Flex Commissions Class Action

These class actions concern flex commissions paid by Westpac, St. George and Macquarie Leasing to car dealers.  Westpac, St. George and Macquarie Leasing allowed car dealers to set the interest rates on consumers’ car loans.  The higher the interest rate set by a dealer, the higher the flex commission paid by Westpac, St. Geroge or Macquarie Leasing to the dealer.  The class actions allege that flex commissions were unfair and unlawful and resulted in consumers paying higher interest rates on their loans then they otherwise would have done.

Group members had a consumer car loan arranged through a car dealer between 1 March 2013 and 31 October 2018 with Westpac, St. George and/or Macquarie Leasing. 

Joint trial

The joint trial of these class actions was heard before the Honourable Justice Dixon of the Supreme Court of Victoria between 14 October 2024 and 21 November 2024.

Justice Dixon has reserved his decision. We expect him to deliver judgment sometime in 2025. The results of any judgment will be published on this webpage.

Contact the team

If you need to update your contact details, please email the team at Flexclassaction@mauriceblackburn.com.au with your new contact details. Please put “Change in Contact Details” in the subject line of your email.