AAI & MTA car dealer add-on insurance class action

If you are an eligible group member and you registered by 30 June 2025, you may be eligible to receive compensation under the Court-approved Settlement Distribution Scheme (Scheme).

You may be a group member if, at any time between 1 May 2006 and 30 June 2018, you:

1. purchased a motor vehicle or motorcycle (vehicle) from a vehicle dealership using loan finance arranged by the dealer;
2. purchased one or more of the following products at or around the time you purchased the vehicle from the dealership:
   • Loan Protection Insurance or Commercial Loan Protection Insurance issued by AAI, SLSL or MTAI (also referred to as “consumer credit insurance” or “CCI”);
   • Equity or Equity Plus Insurance (also referred to as “guaranteed asset protection insurance”, “GAP insurance”, or “shortfall insurance”);
   • Cash Benefit Insurance issued by AAI or MTAI;
   • Extended Vehicle Warranty Insurance issued by AAI or MTAI (also referred to as “mechanical insurance”, “motor vehicle warranty” or “extended warranty insurance”); or
   • Tyre and Rim Insurance issued by AAI or MTAI

However, if you opted out by the deadline (18 June 2024, or 21 August 2024 in respect of a small group of group members), or you did not register by 30 June 2025, you are not eligible to receive any compensation under the Scheme. This is a Court-ordered deadline and Maurice Blackburn does not have discretion to accept further registration requests.

After the appeal period expires, we will request further information from some registrants who have not been clearly matched to the defendants’ records. If they cannot be matched, they will not be entitled to share in the compensation.

If you registered your interest by the deadline, this does not necessarily mean that you are eligible for the class action nor that you will necessarily receive compensation. Group member eligibility will be determined at a later stage and potential compensation amounts depend on a number of factors. During the settlement administration, we will notify registered group members of how much compensation they are eligible to receive, if any.

The settlement has been approved, we will contact registered group members in relation to next steps. We cannot provide an estimate of when you will receive your compensation at this time.

If you received an email, text message or postal notice from Maurice Blackburn about this class action between 29 April and 6 May 2025, you have registered. You should also have received a confirmation email from aai_addonclassaction@mauriceblackburn.com.au at the time you submitted your registration.

The Court made orders permitting all persons who registered up to and including 30 June 2025 to participate in the settlement.  

In order to progress with the settlement, we are not able to accept any further late registration requests. This was a Court ordered deadline, and Maurice Blackburn does not have the discretion to accept registrations after this time.

No. Only group members who registered by the applicable deadlines may be eligible to receive compensation, unless the Court grants permission otherwise.

If you opted out, you are no longer a group member in this class action. This means you are not eligible to receive any compensation from the proposed settlement and you are not bound by the terms of the settlement.

If you did not register for the class action, you are not eligible to receive potential compensation unless the Court makes a further order. But because you are a group member, you are still bound by the settlement, meaning you will not be able to sue the defendants for the issues covered by the class action.

The Court previously made a ‘group costs order’, which the Court confirmed in its settlement approval orders. This means that the plaintiff’s lawyers will receive 25% of the settlement sum to cover the legal costs they incurred and the risks they took in running the class action.

Group members are not, and will not be, liable for any legal costs out of their own pocket.

No. Maurice Blackburn is also running another car dealer add-on insurance class action regarding insurance products sold by Allianz. It is possible to be a group member in both, but they are separate class actions and you were required to register separately. 

You can read more about the Allianz class action here.

The Court made an order permitting people who mistakenly registered for the Allianz add-on insurance class action instead of the AAI & MTA class action to be considered registered group members in the AAI & MTA class action. Individuals were identified as having mistakenly registered for the Allianz class action if their registration details did not match Allianz’s records at the time but did match AAI’s records. You may have received a notice if this applies to you.

No. The Car Loan Flex Commission Class Actions relate to the loan term and interest rate you paid on your car loan, whereas the AAI & MTA class action relates to certain add-on insurance products sold to customers at the time they purchased their car. It is possible to be a group member in multiple proceedings or only one of them, but they are separate class actions and you were required to register separately.

You can read more about the Flex Commissions Class Actions here.

To update your contact details in relation to the AAI & MTA class action, please fill out the webform available here. Once you have submitted the form, you do not need to do anything else to update your details.

Please read the FAQs above.

If your questions have still not been answered, you can call or email our team on:

• 1800 571 256
• aai_addonclassaction@mauriceblackburn.com.au
  

For voicemails, please leave a detailed message clearly explaining your query. For emails, include in the subject heading the nature of your query. Please note that we are experiencing a very high volume of enquiries, and we may not be able to get back to you straight away. Please do not call or email again regarding your original query.